What are Ancillary Benefits?

Ancillary benefits, also known as voluntary benefits, provide critical support to employees when the unexpected happens. These products are usually voluntary.

Common Ancillary Benefits:

• Dental & Vision: Coverage for dental and vision care.
• Life Insurance: Most employers offer group-term life insurance, effective as long as the employee is employed.
• Disability Insurance: Group disability insurance covers income protection for multiple individuals and can be long-term or short-term.
• Accident Insurance: Supplemental to primary health plans, providing lump-sum cash benefits for out-of-pocket medical and non-medical costs from an accident.
• Cancer Insurance: Covers extensive cancer treatment costs and is often bundled with critical illness insurances.
• Heart/Stroke Insurance: Covers costs related to heart issues or stroke treatments, often bundled with critical illness insurances.

Why Do You Need Health, Life, and Ancillary Insurance?

Health, life, and ancillary insurance protect your health and financial well-being in the event of medical needs or emergencies.