New Year’s Resolutions & Insurance

An online survey from Statista revealed that top resolutions for 2025 included saving more money, eating healthier, exercising more, spending more time with friends and family, and reducing living expenses. Pew Research Center found that a whopping 70% of Americans don’t make any New Year’s resolutions for varying reasons. 56% say that they just don’t like making them (makes sense), 12% say they break them too easily (cheers for the honesty), 9% say they couldn’t think of one (obviously this population is thriving), 6% say they forgot (relatable), and 17% say they have some other reason (mysterious). Some may say, “What’s the point of making them if no one is keeping them?” and then others say, “If you never make them, you’ll never keep them…” Thus, the whether-or-not-to-make-resolutions debate persists. Resolving to make a positive change in one’s life seems like a noble cause to promote, but why do New Year’s resolutions so often get a bad rap? According to Fortune, the second Friday in January is called “Quitter’s Day” because this is when people are most apt to give up on their goals that they were zealous for just days earlier. So why do resolutions often fail?  

Southern New Hampshire University gives the following reasons for failed resolutions:

• Change is difficult 
• Unrealistic goals
• Lack of planning and foresight to see a goal through to the end 
• Encountering problems along the way 

Some other reasons for failed New Year’s resolutions include: 

• Lack of specificity in goal setting (e.g., I want to save money vs. I will save money by creating an itemized budget every month on the 31st) 
• Lack of community (Requesting help and accountability from others can help increase the likelihood of us accomplishing our goals) 

You know what also gets a bad rap sometimes? Insurance. That’s right. Insurance sometimes has a negative connotation for the same reasons that a New Year’s Resolution fails: lack of education, specificity, and community. At Rollo Insurance, we help with all three. We educate, we form specific goals and plans for our clients, and we rally around you like a family on your best and worst days. Whether you decided to make New Year’s resolutions or not this year (or maybe you made them and have already given up… don’t worry, we won’t tell), decide today to make the commitment to protecting you and your family with the right insurance coverage for the best price.

We resolved a long time ago to be committed to our clients, and we can’t wait to walk alongside you to make 2025 your best year yet.