Auto Insurance Products

The Auto Insurance Guide Every Driver Needs

Whether you're weaving through morning traffic, exploring backroads on the weekend, or showing off your classic car at a local meet-up, driving on the road is part of your daily routine. Every trip has potential for accidents, breakdowns, and unexpected moments that can hit when you least expect them.

That’s where auto insurance steps in. It’s more than just a legal requirement. It’s also your financial safety net when the unexpected happens. At Rollo Insurance, we’re here to help Texans stay protected behind the wheel, no matter what (or how) you drive. Below, you'll find a quick overview of the main types of auto-related insurance we offer. Click on the linked pages for a deeper dive into each option.

Standard Auto Insurance

This is the coverage most Texas drivers need and it’s required by law. It helps cover the cost of injuries or property damage if you're at fault in an accident. You can also add coverage to protect your own vehicle with options like collision and comprehensive.

Driving a daily ride? Get the essentials on our main Auto Insurance page.

Classic Car Insurance

Got a vintage gem in the garage? Standard insurance won’t cut it. Classic car insurance is built for collectible vehicles and occasional drives, not daily commuting.

• Agreed Value Coverage: You and the insurer agree on the car’s value upfront, with no depreciation games.
• Limited Use Protection: Ideal for weekend cruising and car shows.

Is your classic fully protected? Explore more on our Classic Car Insurance page.

Luxury & Exotic Car Insurance

When you drive something exceptional, your insurance should be too. High-end vehicles need coverage that keeps up with their performance and value.

• Higher Coverage Limits: Reflecting what it really costs to repair or replace elite vehicles.
• Specialty Repairs: Access to certified techs and original parts.
• Tailored Options: Like diminished value coverage and custom components.

Drive something extraordinary? Learn more on our Luxury & Exotic Car Insurance page.

Rideshare & Delivery Insurance

Driving for Uber, Lyft, DoorDash, or Instacart? Your personal auto policy likely won’t protect you while you’re on the job. This coverage bridges the gaps.

• Fills the “App Gap”: Covers you when you’re logged in but haven’t accepted a trip.
• Business Use Protection: Ensures you’re covered while driving for work.

Driving to earn? Make sure you’re covered with our Rideshare & Delivery Insurance page.

Personal Umbrella Insurance

Big accidents can lead to even bigger costs. Personal umbrella insurance adds an extra layer of protection when your auto policy’s liability limits run out. 

• Extended Liability: Helps cover medical or damage costs that go beyond your standard limits.
• Broader Coverage: Includes personal liability for incidents outside the car.

Want extra peace of mind? Dive deeper on our Personal Umbrella Insurance page.

Why Texans Trust Rollo Insurance

From your everyday vehicle to your weekend cruiser, every car deserves coverage that fits how you drive. At Rollo Insurance, we help you make smart choices and get the protection that matches your lifestyle. Reach out for a free consultation and let’s make sure you’re covered for mile after mile.