Life & Health Insurance Products

Planning for Life’s Journey: Life and Health Insurance Tailored for Texans

Life can bring surprises, both good and challenging. From unexpected health issues to planning for your family’s future, having the right insurance makes a real difference. Life and health insurance covers a range of protections to support you and your loved ones through it all. At Rollo Insurance, we help Texans understand their options so you can make confident choices for what lies ahead.

What is Life & Health Insurance?

Life and health insurance provide financial protection for you and your family in case of health-related events or changes in your life. While each type serves a different role, together they offer peace of mind when it matters most. Health insurance helps cover medical costs during your lifetime. Life insurance offers financial security to your loved ones after you pass away.

Why Are Life & Health Insurance Important?

These insurances are key parts of a solid financial plan. Medical bills can quickly add up, and losing an income can strain your family’s finances. Life and health insurance help protect your savings and prevent debt. Health insurance makes sure you can get necessary care without overwhelming expenses. Life insurance supports your family by helping with daily bills, future goals like education, and debts if you are no longer there. Both are valuable tools for long-term financial planning, whether managing retirement health expenses or leaving a legacy.

Key Areas of Life & Health Insurance Coverage

Life and health insurance come in many forms to fit different needs. Here are the main options:

Individual Health Insurance

This coverage is purchased directly for you and your family, not through an employer. It helps pay for medical, surgical, and hospital costs and provides access to doctors and treatments.

Visit our page on [Individual Health Insurance] to learn more.

Medicare Supplement Insurance (Medigap)

For Texans 65 or older, or those with qualifying disabilities, who have Original Medicare, Medigap policies fill in gaps like copayments, coinsurance, and deductibles. This helps make healthcare costs more manageable. 

Visit our page on [Medicare Supplement Insurance] for details.

Individual Life Insurance

This policy pays your chosen beneficiaries when you pass away. It replaces lost income, pays off debts, and helps secure your family’s financial future. You can choose term life insurance for a specific period or permanent life insurance that lasts your whole life. 

Learn more on our page about [Individual Life Insurance].

Long-Term Care Insurance

This coverage helps pay for services like in-home care, assisted living, or nursing homes if you need help with daily activities due to aging, illness, or injury. It protects your savings from the high costs of care. 

Visit our page on [Long-Term Care Insurance] to find out more.

Individual Disability Insurance

If illness or injury prevents you from working, disability insurance replaces part of your lost income. It safeguards your ability to earn, often your most valuable asset. 

Check out our page on [Individual Disability Insurance] for more information.

Employee Benefits (Group Life & Health)

For businesses, offering insurance as part of an employee benefits package is important. This includes group health, group life, dental, vision, and other benefits that support your team’s well-being. 

Visit our page on [Employee Benefits Insurance] for an overview, and explore our pages on [Group Health Insurance], [Group Life Insurance], [Group Dental & Vision Insurance], and [Ancillary Benefits].

Your Partner in Life & Health: Rollo Insurance

We know navigating life and health insurance can feel overwhelming. At Rollo Insurance, we’re here to guide Texans through these choices with care and clear answers. Whether you need coverage just for yourself or solutions for your employees, we’ll help you build a plan that protects your well-being and financial future. Contact us today for a consultation.