Farm & Ranch Insurance Products

Farm Insurance in Texas: Protect What You’ve Built

From backyard plots to sprawling ranches, agriculture runs deep in Texas soil. Whether you're growing for your family or feeding entire communities, farming here means working with the land and navigating the unexpected. The weather turns fast. Markets shift. Equipment breaks down. That’s why having the right farm insurance matters. At Rollo Insurance, we’re proud to walk alongside Texas farmers and ranchers with coverage that fits real lives and local values.

Every Farm Is Different. So Are Its Needs.

Texas agriculture doesn’t come in a standard size. Your insurance should reflect the scale and purpose of your operation.

Hobby Farms

If you're raising chickens, planting a few rows, or tending an orchard for the joy of it, you're not alone. Many Texans run smaller farms that blend into daily life. These operations often benefit from a mix of homeowners coverage and basic farm protection.

Small to Mid-Sized Family Farms (100–250 acres)
Family-run farms are the heartbeat of rural Texas. You might focus on cattle, hay, poultry, or produce while juggling both chores and business decisions. As your farm grows, your coverage should too. This often means shifting from expanded homeowners insurance to full farm policies designed for the income you’re generating.

Large Farms and Ranches
If you're managing hundreds of acres, large herds, full-time employees, and heavy equipment, your risk is higher and so is your investment. These operations need customized coverage for buildings, machinery, liability, and long-term planning.

Whatever size farm you run, we’ll help you find the protection that fits your land, your work, and your goals.

Why Farm Insurance Matters in Texas

Farming is more than a job. It’s a commitment. When disaster strikes or something goes wrong, insurance can be the difference between rebuilding and starting over. Here's how coverage makes a real impact:

• Severe Weather: From drought to hailstorms, Texas weather can turn on a dime. Insurance helps you recover when storms wipe out crops, damage buildings, or harm livestock.
• Asset Protection: Your barns, tractors, and animals represent years of hard work and planning. Coverage helps restore what’s lost or broken.
• Liability Coverage: Whether it’s a visitor injury or wandering livestock, accidents carry financial risk. Farm liability helps protect you from unexpected claims.
• Business Continuity: Insurance can step in when your operation is interrupted, helping keep income flowing while you regroup.
• Loan Requirements: If you’ve financed land or equipment, most lenders will require proof of coverage.
  
  

Coverage That Works for Your Operation

Rollo Insurance helps you build a plan that fits the way your farm operates. Here’s a look at what your policy might include:

Farm Property Insurance
Protects structures like barns, silos, storage buildings, and workshops from fire, theft, or storm damage. It also covers what’s stored inside.

Farm Machinery and Equipment Insurance
Covers tractors, balers, combines, and other vital tools from damage, theft, or breakdowns. When your equipment runs smoothly, your farm does too.

Livestock Insurance
From cattle to poultry, animals are a major investment. This coverage helps in cases of disease, injury, predator attacks, or severe weather.

Crop Insurance
Offered through a federal program and sold by private companies, this coverage protects your bottom line when yields fall or markets dip.

Farm Liability Insurance
If someone gets hurt on your property or if your animals or equipment cause damage, liability coverage helps cover legal or medical expenses

Commercial Auto and Fleet Insurance
Whether you're hauling hay in a pickup or managing multiple farm vehicles, this coverage protects against accidents, damage, and liability.

Grow with Confidence. 

Farming in Texas takes grit, faith, and vision. At Rollo Insurance, we’re committed to helping you protect everything you’ve built, from family land passed down for generations to new operations just getting started. Talk to one of our local agents today. We’re ready to help you build a plan that supports your future and honors your roots.