Understanding Livestock Insurance in Texas
If you run a livestock operation in Texas, you know how much you’ve invested in your animals. Whether you’re raising cattle, horses, sheep, goats, or poultry, these animals represent a big part of your business and livelihood. At Rollo Insurance, we understand the day-to-day realities and challenges of managing livestock in Texas, and we’re here to help you protect your investment with the right insurance coverage.
What Types of Animals Are Typically Covered by Livestock Insurance?
Livestock insurance can cover a wide variety of animals, including:
- Beef and dairy cattle of all ages and breeds
- Horses, from workhorses to breeding stock and performance animals
- Swine, both breeding stock and market hogs
- Sheep raised for meat or wool
- Goats, including dairy and meat breeds
- Poultry such as chickens, turkeys, and ducks raised for eggs or meat
- Specialty or exotic animals like llamas or alpacas, depending on your needs
Your specific policy will detail which animals are covered and any restrictions.
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Types of Coverage That Matter for Your Livestock
The right coverage helps manage risks that come with raising livestock, such as:
- Mortality insurance for animals that die from accidents, illness, theft, or natural disasters
- Specified peril coverage tailored to your particular risks
- All-risk coverage for broader protection against unexpected losses
- Transit insurance to cover animals during transportation
- Emergency surgical expense coverage for necessary veterinary procedures
- Loss of use insurance, especially for performance horses
- Liability coverage if your animals cause injury or property damage
We’ll help you decide which options make sense for your operation.
Factors That Affect Your Livestock Insurance Costs
Insurance premiums vary depending on:
- The types and breeds of animals you raise
- Their value and age
- Coverage choices and limits
- Health and history of your livestock
- Number of animals insured
- Your location and regional risks like diseases or predators
- Your farm’s risk management practices
Good animal care and safety routines can sometimes lower your rates.
At Rollo Insurance, we say "The Difference Is Real." to encapsulate our dedication to our clients' well-being. Our focus is on securing reasonable premiums, providing comprehensive education on insurance coverage, and protecting our clients valued assets for life.
Rates
Finding the best rates for the coverage you need.
Education
Demystifying coverage, rates, plans, and deductibles—so you understand what you're getting—without boring you or talking down.
Assets
Protecting the most valuable things you own.
Life
A partner who you can call on today, tomorrow, and the rest of your life.
Protecting Your Livelihood With Rollo Insurance
Raising livestock is a major investment and a key part of your farm or ranch. Having the right insurance coverage helps you manage risks and keep your operation running. We’re proud to stand alongside Texas livestock producers. We know the hard work, long hours, and dedication it takes to raise healthy livestock. Thank you for your commitment to feeding our communities and keeping our agricultural heritage strong. We’re here to support you every step of the way. Contact us today to get started on protecting your way of life.
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