Professional Liability
Insurance

If your work involves giving advice, designing solutions, creating plans, or providing specialized services, you probably need E&O insurance. It’s especially important when your expertise is what people are hiring you for.

Consultants
Whether you advise businesses on strategy, tech, marketing, or operations, your guidance can directly affect a client’s bottom line. If your advice leads to a loss, E&O can help protect you.

Nurse Practitioners
You diagnose, treat, and prescribe. Malpractice insurance protects you if something goes wrong in treatment, medication, or care decisions.

Small Businesses
Even smaller shops like web designers, tutors, or social media consultants can face claims if a mistake causes financial harm. E&O helps cover those risks.

Veterinarians
When you diagnose or treat animals, things don’t always go as planned. Malpractice insurance helps if an animal is harmed because of a mistake or misdiagnosis.

Lawyers
You give legal advice and handle important cases. If a client claims you missed a deadline or gave poor advice, malpractice insurance can help cover legal fallout.

Accountants
Whether it’s tax advice or financial planning, your clients rely on accuracy. E&O protects you if an error leads to financial loss.

Life Coaches
If a client says your guidance caused emotional or financial harm, E&O is there to help with defense and possible claims.

Social Workers
You support people through complex situations. E&O helps if you’re accused of giving improper advice, breaching confidentiality, or mishandling a case.

Pharmacists
If the wrong medication or dosage is dispensed, or faulty advice causes harm, malpractice coverage can step in to help.

Educators
Private educators, tutors, or consultants can be held responsible for academic advice or teaching methods that cause harm. E&O helps manage those risks.

Physical Therapists
If an exercise or treatment plan leads to further injury or delayed recovery, malpractice insurance can help cover those claims.

Engineers
Design and project planning involve high responsibility. E&O protects you from claims tied to design flaws, calculation mistakes, or project setbacks.

Architects
You design spaces where people live and work. If there’s a financial loss due to a design error or missed code, E&O helps protect you.

Counselors
When clients trust you with their mental health, your advice matters. Malpractice insurance protects you if you’re accused of improper care or confidentiality breaches.

Contractors (General Contractors)
Beyond the physical work, if you provide design-build, project oversight, or consulting services, you may need E&O to cover professional advice that causes financial harm.

Dental Hygienists
Mistakes during cleanings or treatment can lead to injury. Malpractice insurance helps if you’re held responsible.

Estheticians
From facials to skincare treatments, if a client experiences an allergic reaction, infection, or injury, E&O can help protect your business.

Massage Therapists
If a client is injured during a session or says you didn’t take proper health precautions, E&O helps with legal costs and claims.